Our Services
Meeting Your Financing Needs
First home Buyers
There are endless options when it comes to purchasing your first property. Make sure you attend as many open homes as possible and do plenty of research to narrow down your property and location requirements. It may help to write a list of all the things your ideal property will have i.e how many bedrooms and bathrooms you need, if you need a garage and how close you need to be to local schools or work.
We can help you by:
Explaining all the extra costs — stamp duty, council rates etc
Identifying ways to save for your deposit
Identifying grants and benefits available to you
Estimating your repayments
Planning your budget to prevent any unwanted surprises
There’s plenty to consider and the experience can be very exciting,That’s where we come in.
Investment Buyers
Property gives people a real and tangible asset that they can touch and feel.
Benefits of investing in property include:
Wealth creation
Increased security
Tax benefits
Retirement savings
Rental return
In order to get the most out of your property investment it is important to identify why you are seeking to invest in the first place. Once you have identified your reasons for investing you will be able to set goals for the future to help you maximize the return on your investment.
Choosing the right home loan for your investment can have a huge impact on your bottom line.
Contact us today to find out how we can help you build your investment strategy.
Refinance
Refinancing may help you to own your home sooner by decreasing your current repayments and shortening your loan term. The process involves paying off your original mortgage and replacing it with another one and has also become much easier to do in todays competitive home lending market.
Benefits of refinancing include:
Lower interest rate
Decreased monthly repayments
Unlock equity in your home
Consolidate your debt
Debt Consolidation works by combining all personal debts such as car loans and credit cards into your home loan which generally has the lowest interest rate. Because the interest rate is lower, and the loan term is usually longer, your monthly repayments will drop, giving you some breathing space.
If you have had your current home loan for a number of years or if your financial situation has changed, it may be a good idea to re-evaluate. Your home loan rate should include all the flexible features and ad-ons you require to help you achieve all your financial goals.
Contact us today to find out if refinancing could benefit you.
Personal loan & Car/Asset Finance
SilverCoin Financial Loans with its wide network of lenders ensure our clients get the best deals when buying a new car without any hidden cost, complex contracts or pressure from dealers. We also help our customers getting pre-approved before buying a new car allowing them to have an exact budget while buying a new car.
Let’s Talk
The licensing statement Credit Representative Number 518599 is authorised under Australian Credit License Number 384324. Your full financial situation will need to be reviewed prior to acceptance of any offer or product.
Werribee, Melbourne, VIC, 3030
+61432004444
